State pensioners who are eligible can unlock significant savings.
Claiming Pension Credit can unlock access to a free TV Licence (Image: Getty)
The Department for Work and Pensions (DWP) has confirmed that state pensioners aged 75 and over who are on a low income can cut their TV Licence bill to £0 with a single claim.
Currently, a TV Licence costs £180 per year (or 60.50 per year if you have a black and white TV set) and this amount is due to rise again next April in line with CPI inflation. The UK Government agreed that the TV Licence fee would increase in line with inflation from April 1, 2024, for the remaining four years of the Charter period, which runs until the end of 2027, so households still face a further price hike in 2027. Households need a TV Licence to watch or record programmes on a TV, computer, or other device on any channel or service as they are broadcast – including on-demand BBC programmes on BBC iPlayer, as well as live events on streaming services.
But it is possible to reduce the cost of a TV Licence or, for some older pensioners, avoid the fee altogether, effectively cutting bills down to £0 thanks to one DWP benefit: Pension Credit.
Pension Credit provides extra money to people in England, Scotland and Wales on a low income who have reached State Pension age, and it worth £4,300 on average per year according to the DWP.
Under the 2026/27 rates, single claimants can top up their income to £238 per week, or their joint weekly income to £363.25 per week if you have a partner, but the benefit also unlocks further financial support, including a free TV Licence if you’re aged 75 or over. As such, eligible older pensioners can cut their TV Licence bill from £180 per year down to £0 with a single claim.
Confirming the Pension Credit uplift in April, and the perks it unlocks, the DWP said: “Pension Credit will also rise by 4.8% and be worth an average of £4,300 a year, unlocking further support including help with housing costs, council tax and free television licenses. Between 2026 and 2027, the government will provide a £6 billion boost to spending on State Pensions and pensioner benefits.”
According to the DWP, it takes just 16 minutes on average to apply for Pension Credit and if you’re eligible, the benefit can give you access to thousands of pounds worth of extra support.
If you already get Pension Credit then you can apply for a free TV Licence when you’re 74, but you’ll need to continue paying for your licence until the end of the month before your 75th birthday. After this, you’ll be covered by your free licence.
For those who don’t meet the eligibility criteria for Pension Credit, there are other ways to reduce your TV Licence bill, or avoid the fee entirely.
According to TV Licensing, it can be worth cancelling your TV Licence if you no longer watch live on any channel, TV service or streaming service, or use BBC iPlayer. So if you fall into this category, you can cancel your licence and may be eligible for a refund if, before your licence expires, you won’t be doing any of the following:
- watching TV on any channel, like BBC, ITV, Channel 4, U&Dave and international channels
- watching TV on pay TV services, like Sky, Virgin Media and EE TV
- watching live TV on streaming services, like YouTube, Netflix, and Amazon Prime Video.
- using BBC iPlayer
This includes recording and downloading programmes on any device. But if you still need your TV Licence there are other ways to reduce the cost.
If you live in a residential care home, supported housing or sheltered accommodation, then you may be entitled to a reduced fee TV Licence, and if you’re blind (severely sight impaired) and can provide the appropriate evidence, you can apply for a 50% discount on your TV Licence. But if neither of these apply then you’ll have to pay for a TV Licence at the full rate.
If you don’t meet the eligibility criteria for Pension Credit or qualify for a reduced fee TV Licence, then there are still a few options to save money.
TV licences are per household, not per person, so if you live in a house with several people, you don’t all need to have one and could all chip in to share the cost of one licence. Instead, you can share a TV Licence among the whole household if you watch TV in a single shared area, or have a joint tenancy agreement. But if you have separate tenancy agreements and watch TV in your own room, then you will need to pay for your own.
You also don’t need a TV Licence to watch streaming services (apart from for live events on streaming), such as Netflix and Disney Plus, on-demand TV through services like All 4 and Amazon Prime Video, videos on websites such as YouTube, or DVDs and Blu-rays.
So if you’re happy to just stick to watching any of these, and not watch or record any live TV or BBC iPlayer, you can save yourself £180 per year. But if you do watch or record live TV without a TV Licence, then you can be issued a fine of up to £1,000.
Nigel Farage’s enemies thought they’d destroyed him – now he’s laughing at them
Reform UK leader is bouncing back and there’s nothing his opponents can do, writes Jonathan Walker
Reform UK leader Nigel Farage looks set to have the last laugh (Image: Getty)
They thought it was all over. But Nigel Farage is having the last laugh, because events over the past few days have shown he is still very much a contender for No 10.
It’s true that in recent months, the Reform UK leader has been rocked by a series of funding-related allegations. There was the £5million gift from Thai-based crypto tycoon Christopher Harborne. The gift itself was entirely legal and in no way against any parliamentary rules, but Mr Farage’s enemies claim he should have registered it, meaning details would appear on the House of Commons website.
Then there was the undercover sting by Channel 4, in which senior Reform figures – who have since been suspended – were filmed apparently discussing ways to accept a £500,000 donation from a wealthy American, even though it would have been against the law. The donation was never made. But it all provided ammunition for Mr Farage’s enemies.
And there is some evidence that the mud constantly thrown at Mr Farage has dented Reform UK’s popularity, although this should not be exaggerated. Opinion polls suggest about 25% of voters still back Reform.
But now, Mr Farage is fighting back. Reform is receiving two massive donations, giving it a war chest to ensure British politics really does become a fair fight.
Because while all the focus has been on Reform, the other parties have been receiving huge sums of money from donors for decades.
Ben Delo and Christopher Harborne are giving Reform £36million each, making a total of £72million.
Mr Farage said the money would be used “for one purpose only: to make certain we are ready to form a government at the next election”.
He said Reform would fund “the best research and policy department British politics has ever seen” and recruit “the best minds in every area”.
And deputy leader Richard Tice said: “What these two donations are trying to do is to actually level the playing field.
“We’re relatively new, we haven’t had the vast donations over the last five to 10 years that Labour and the Tories have had, so we need to employ campaign managers up and down the country, we need to employ brilliant policy people, the best minds, in order to ensure that we have the best policies.”
In 2024, for example, the Conservatives received £15million from a body called The Phoenix Partnership, owned by businessman Frank Hester.
A hedge fund called Quadrature Capital handed £4million to Labour in the same year.
Ecotricity, owned by energy entrepreneur Dale Vince, gave Labour £3.6million.
And union UNISON gave Labour £2.7million while USDAW gave £2.2million, the GMB gave £1.9million, and Unite gave £1.8million.
All of that is just in one year. And those are only some of the biggest donations – there are many more.
This has traditionally been considered perfectly normal. And there’s nothing wrong with it. The only real alternative would be for parties to get more money from taxpayers.
As Mr Tice says, political parties need buildings and staff. They need to carry out research and develop policies. And they need representatives across the country to organise campaigns and print leaflets.
The traditional parties have this infrastructure. They need it, and they have to pay for it somehow.
But Reform is in exactly the same boat. It needs infrastructure, too, if British voters are to have the option of choosing a Reform government on polling day.
These two donations, mammoth though they appear, will give Mr Farage and his party a fighting chance at the next election – on something close to equal terms with the other parties.